Funding Opportunities for Landlords
Take advantage of government incentives to make your retrofitting project financially viable. Below is an overview of key funding programs available to landlords in the Rhine-Main region.
🏛️ Building Energy Act (GEG) & Funding Overview
- Federal Funding for Efficient Buildings (BEG): Grants for individual retrofit measures such as heat pumps, insulation, or new windows
- 15% base subsidy via BAFA – 20% with an individual renovation roadmap (iSFP bonus)
- Combinable with Section 35c EStG (tax credit), but not with KfW loans
🏛️ BEG Individual Measures (BAFA)
- Grants for energy-efficient upgrades (e.g. heat pumps, insulation, windows)
- 15% subsidy, increased to 20% with iSFP bonus
- Combinable with Section 35c EStG, not with KfW funding
🏦 KfW Loan Programs (BEG WG)
- Low-interest loans for full-building refurbishments to achieve Efficiency House standard (EH 85 to EH 40)
- Repayment bonus of up to 45%
- Requirement: Project planning by certified energy efficiency experts
💰 Tax Incentive According to Section 35c EStG
20% tax credit on eligible retrofit costs, distributed over 3 years. This alternative to direct subsidies must be claimed through your personal income tax return.
📍 Regional Funding – WIBank (Hesse)
- Loan programs for modernizing rental housing stock
- Available even without meeting KfW Efficiency House standards
- Can be combined with BEG grants or tax incentives
📝 Application & Compatibility
- BEG grant: Apply before project start via BAFA
- KfW loan: Apply through your house bank; project must be planned by an energy consultant
- Section 35c EStG: Claimed retroactively via income tax return
- No double funding: BAFA grant and 35c tax credit may not be combined